Meta description: Chainlink’s Fulcrum and Remittix’s PayFi testing reshape crypto banking. Learn how cross-chain collateral and instant fiat settlements impact business finance.

The infrastructure for crypto banking is finally catching up — and two coordinated moves this week make that plain. On October 9, 2026, Chainlink unveiled Fulcrum, an initiative to coordinate institutional collateral across blockchains, while Remittix began limited testing of PayFi, a service that turns crypto into bank money for EUR and USD routes, according to TechBullion. For companies that live between on-chain treasuries and fiat obligations, these aren’t distant concept papers. They’re the signal that hybrid finance is leaving beta.

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