Currently, I have investment bonds for my grandchildren invested in a high-growth option, given the money will sit in their for a long time. With the arrival of a new child, and perceived increased uncertainty in the market, is this still the way forward? Should I now be taking a more conservative approach?
In a word, no. There is always market noise, and if we look for it, a reason to convince ourselves to sit on the side lines. Markets today are no more uncertain than they were last year, or 10 years ago. They will rise around 4 out of 5 years. Negative years will happen, and are part of investing.
