HDB Financial Share Price Live Updates: HDB Financial shares to debut on bourses today. Check GMP, listing gain expectation, other details
HDB Financial IPO Live Updates:
Potential Overhang from HDFC Bank’s Stake Sale:
As per the RBI’s draft circular dated October 4, 2024, HDFC Bank may be required to reduce its stake in HDB Financial Services from 74.2% (post-issue) to below 20% within two years. This potential stake dilution could act as an overhang on the stock price in the near to medium term.
Asset Quality Concerns:
As of March 2025, HDB’s Gross Stage 3 loans stood at 2.3% of total loans. A rise in defaults or delayed repayments could impact its asset quality and weigh on profitability.
High Exposure to Unsecured Loans:
Unsecured lending constituted 27.0% of the company’s loan book as of March 2025. This segment typically carries higher credit risk and could lead to…
