Having Rs 20 lakh ready to invest can put an investor in a strong financial position, but deciding how to deploy the money can be challenging. Investors can consider investing the entire amount through a lumpsum, spreading it across installments or using a Systematic Transfer Plan (STP) to gradually move money into equity.

But each option comes with its own set of advantages, risks and trade-offs. The right strategy depends on factors such as investment horizon, risk appetite, market conditions and the investor’s ability to handle short-term volatility.

Join us as we compare SIPs, lumpsum investments, and STPs to find…