Got $5,000? Should You Buy XRP (Ripple), or Strategy?
XRP (XRP 3.06%) and MicroStrategy (MSTR -6.06%) both soared during crypto’s 2025 revival, with the fintech coin rising by 46% and the crypto treasury company climbing by 49% this year so far (as of July 18).
Yet one earns its keep by processing real transactions for banks and institutions, while the other is a listed company whose sole trick is piling more Bitcoin onto an already mountainous stack.
But which route is going to lead to higher returns for investors with a moderately sized amount of starting capital to invest — say, $5,000?
XRP is building utility today, and it’s working
The XRP Ledger (XRPL) is gradually turning into an institutional finance support layer as a result of the consistent…