Everyone thinks cryptocurrency is a such a new technology, however, Bitcoin was introduced 17 years ago with the launch of the “Genesis Block” on Jan. 3, 2009.

Since then, that digital currency and the virtual industry as a whole have endured large price swings, hacking scandals and intense critical and criminal attention. Cryptocurrency remains a niche investment option for the average American and one that most investors haven’t taken the time to fully understand.

Although crypto user numbers are rising, only 14% of U.S. adults reported owning it and just 4% of those asked said they’d buy it in the near future, according to a July Gallup poll. 55% regarded cryptocurrency is…