If you’ve ever wondered how digital coins could move from a trading app into your retirement portfolio or how energy-intensive the process is, Wall Street says the answer comes down to paperwork in Washington. 

In 2024, U.S. regulators approved the first spot bitcoin exchange-traded funds. This means traditional investors can join exchanges without directly holding digital tokens, according to CoinDesk. In 2026, analysts at Goldman Sachs said clearer rules and regulations for cryptocurrencies would push the industry forward. 

In the CoinDesk report, analysts said that improving regulation offers a more constructive outlook for crypto, specifically for infrastructure companies that support ecosystem growth. 

“We see…