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American Banker’s 2025 On-Chain Finance Report
As banks and credit unions continue to wade deeper into the cryptocurrency and digital asset markets, leaders are questioning the best approaches for building these programs without running afoul of regulators.
American Banker’s On-Chain Finance survey was fielded online during August and September, 2025, among 142 employees of banks, credit unions or payments companies. All respondents are knowledgeable about their institution’s plans for digital currencies, including cryptocurrencies and digital assets.
Top findings from the report
Results from the report are highlighted below using interactive charts. Mouse over each section for more detail, click on the chart labels to show or hide…
