Exclusive research: Crypto, stablecoins have staying power | PaymentsSource
American Banker’s 2025 On-Chain Finance Report
The passing of the GENIUS Act has formally kicked off a digital asset race within the banking system, and executives are working to figure out what clients need most: information or products.
American Banker’s On-Chain Finance survey was fielded online during August and September 2025 among 142 employees of banks, credit unions and payments companies. All respondents are knowledgeable about their institution’s plans for digital currencies, including cryptocurrencies and digital assets.
Top findings from the report
Results from the report are highlighted below using interactive charts. Mouse over each section for more detail, click on the chart labels to show or hide sections and use the arrows…
