DeFi’s fees collateral edge as JPMorgan eyes 2026 crypto loans
The crypto lending market is undergoing a pivotal shift as traditional financial institutions, including JPMorgan Chase, explore entry into the space, according to industry insights. The U.S. bank is reportedly evaluating crypto-asset lending products for 2026, a move that could reshape the competitive landscape between decentralized finance (DeFi) protocols and traditional finance (TradFi) players. DeFi advocates, however, argue that their platforms already hold distinct advantages in cost efficiency, collateral diversity, and user accessibility.
Sergej Kunz, co-founder of 1inch, emphasized that DeFi’s automated smart contracts enable faster loan processing and lower fees compared to TradFi’s manual verification systems. “DeFi…
