Crypto wallet providers have brought trading, lending, and payments into their apps, with Phantom charging 0.85% on most swaps and MetaMask advertising up to 4% variable annual yield through Money Account.
Summary
- Phantom and MetaMask charge swap fees, while Jupiter separates routing costs from additional wallet charges.
- MetaMask’s Money Account combines stablecoin yield, card spending and trading through one balance.
- Jupiter’s Auto-Earn deposits selected stablecoins into lending vaults, with separate controls for each token.
- Gasless transactions can deduct network costs from traded tokens rather than remove the fee.
- U.S. tax guidance treats crypto exchanges…
