Australians are increasingly using cryptocurrency for day-to-day payments, even as banking restrictions continue to hamper access to the ecosystem.
Summary
- Crypto payments in Australia doubled to 12% in 2026 as more users turn to digital assets for everyday spending, led by online shopping and service payments.
- Nearly 30% of investors reported bank delays or blocks when transferring funds to crypto exchanges, up from 19.3% in 2025.
A recent survey by crypto exchange Independent Reserve, which polled 2,000 “everyday Australians” between Jan. 12 and Jan. 30, found that the share of users paying with crypto has doubled from 6% to 12% compared to the previous…
