Key stat: Only 12% of North American merchants accept cryptocurrency at checkout, trailing even cash on delivery, according to a March report from the Merchant Risk Council.

Beyond the chart:

• Consumer demand isn’t there either. Only 2.5% of the US population will make a crypto payment in 2026, representing just 18.1% of crypto owners, according to EMARKETER’s August 2025 forecast.
• Consumers under high financial stress are increasingly turning to digital wallets for retail purchases, according to a January report from PYMNTS.com.

Use this chart: Drop this into your next payments strategy discussion to ground crypto conversations in reality. Show stakeholders why traditional methods still dominate merchant adoption, and use it to benchmark…