Close-up of Coinbase debit card from Visa, which allows the user to spend either fiat money or cryptocurrencies, Lafayette, California, June 4, 2022. (Photo by Smith Collection/Gado/Getty Images)
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“We created a card that sometimes doesn’t charge you,” the crypto fintech Tuyo posted on X in May. The clip racked up millions of views. The pitch: pay with Tuyo’s stablecoin debit card and, at the company’s discretion, your purchase might cost nothing at all. Tuyo calls it “Buy Now, Pay Maybe.”
Not everyone was charmed. Ariel Givner, a fintech attorney, called it “worse” than a gambling card, in a post that drew even more likes than the launch clip itself. “It’s a debit card where Tuyo has SOLE DISCRETION over the purchases…
