Pay for your groceries by drawing from your crypto wallet, without a bank transfer or three days of waiting: what was a gadget in 2020 has become a real market segment. Visa reported an increase of over 500% in spending processed by its crypto partners in 2025. But between cards disappearing from Europe, those that reserve their cashback for the United States, and those that have just arrived, choosing the right one in 2026 requires looking far beyond the rate displayed on the homepage.