Cryptocurrency scams and AI-enabled fraud ranked as the biggest drivers of cyber crime in 2025, according to the FBI’s annual Internet Crime Report, and, while not new, these misdeeds are getting more expensive and harder to spot.

Americans reported nearly $21 billion in losses in 2025 tied to more than 1 million complaints submitted to the FBI’s Internet Crime Complaint Center. Released on Monday, the report points to a continued shift toward scams that combine financial gain with newer technologies, especially cryptocurrency and AI. In all, cyber-enabled fraud made up 85 percent of losses reported to the center in 2025.

Crypto-related fraud accounted for the…