U.S. cryptocurrency adoption has climbed to its highest level in three years, with a growing share of adults using digital assets primarily as investments rather than for everyday payments, according to a new Federal Reserve report.
Summary
- About 10% of U.S. adults used or invested in cryptocurrency in 2025, according to a new Federal Reserve report.
- Federal Reserve data showed crypto activity remained heavily concentrated in investments rather than everyday payments.
According to the Federal Reserve’s latest report on the economic well-being of U.S. households, about 10% of American adults said they used or invested in cryptocurrency in 2025, up from the levels…







