DeFi yields on blue-chip stablecoins now trail bank cash and tokenized Treasuries, forcing CoinEx to pitch Flexible Savings as a liquidity tool, not a rate stunt.
Summary
- DeFi lending yields on blue-chip stablecoins have slipped below leading U.S. high-yield savings accounts, forcing CoinEx and other platforms to reposition crypto savings as part of a broader yield toolkit rather than a simple rate play.
- Crypto savings products still offer competitive APYs in some niches, but they now compete directly with dollar yields on brokerage cash and bank deposits that carry far less risk.
- As policymakers move to clamp down on stablecoin yield, exchanges are leaning into flexible…
