Can Lloyds’ share price keep soaring? 4 reasons why I think the answer’s ‘NO!’

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The Lloyds (LLOY.L) share price has gone gangbusters in 2025. At 77.2p per share, the FTSE 100 (^FTSE) bank has soared 40% since 1 January.

To put that in context, the broader Footsie has risen by a more modest 6%.

But can Lloyds shares keep up the momentum? I’m not so sure. Here’s four reasons why I think they could topple from current levels.

Lloyds is the UK’s largest mortgage provider, and so is dependent on a strong homes market to drive profits. Fortunately, the long-term outlook on this front is strong as the domestic population booms.

However, things are looking less rosy in the more immediate future. Mortgage approvals are sinking in response to Stamp Duty changes last…

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