Can Community Banks Keep Up With The OCC’s New Pro-Crypto Custody Rules?
Human Crowd Forming Bitcoin Symbol Cryptocurrency Concept. 3D Render
The U.S. Office of the Comptroller of the Currency (OCC) made headlines on May 7, 2025, when it issued Interpretive Letter 1184, giving federally regulated banks and savings associations the green light to custody, buy, sell, and outsource digital asset services. This long-anticipated guidance, coupled with similar moves by the Federal Reserve and FDIC, reverses previous constraints and opens a new chapter for crypto banking in the United States. So, prudential regulators are now aligned with President Trump’s pro-crypto agenda.
But beyond the ‘U.S. as crypto capital’ headlines lies a more pressing question: Who stands to benefit from this shift—and who…
