• Better Home & Finance Holding Company and Coinbase previously funded the first Fannie Mae‑backed U.S. mortgage secured by Bitcoin and USDC collateral, with plans to roll the crypto‑backed home loan product out nationwide by summer 2026.

• The mortgage, built on Coinbase’s custody and compliance infrastructure, highlights how tokenized assets are starting to be recognized within traditional housing finance, potentially broadening how consumer wealth is evaluated in the mortgage system.

• We’ll now examine how this crypto‑backed mortgage initiative may influence Coinbase’s investment narrative, especially its push into higher‑margin services.

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