Germany’s Federal Ministry of Finance sent the draft bill on the new taxation of crypto-assets to the industry associations on September 30, 2026. It carries the title “Act to reform the taxation of certain crypto-assets held as private assets”, and it ends the one-year holding period for everything that enters your wallet from January 1, 2027. An exception applies to the holdings you have today, and it comes with a date: whatever is acquired by December 31, 2026 stays tax free after one year of holding.

The timetable is tight. Frank Schäffler, the FDP member of the Bundestag who made the mailing public, wrote about it on X: “The Ministry of Finance has sent the draft bill on crypto taxation to the associations. The cabinet is to…