Since September 9, 2026, customers of BW-Bank have been able to buy and sell crypto assets through their existing securities account. Access runs through BW Nextbroker, while execution and custody sit with the Austrian provider Bitpanda. Anyone planning to use it should settle three questions first: who the contractual counterparty is, where the crypto assets actually sit, and who declares the tax. All three answers turn out differently from what the familiar securities-account setting suggests.

What BW-Bank has offered since September 9, 2026

The LBBW group is extending its work with Bitpanda Enterprise into retail banking. Until now the partnership, agreed in April 2024, covered corporate banking, with custody and trading for…