Key Highlights

• Total transaction value jumped 30.3% to A$13.1 billion with US market representing 80% of divisional cash earnings
• Cash earnings surged 147% year-over-year to A$170.3 million, with operating margin nearly doubling to 15.8%
• Total income exceeded A$1 billion milestone with A$509 million in cash gross profit, up 34% year-over-year
• Upgraded FY26 operating margin guidance to 16-19% and cash net transaction margin guidance to 3.8-4.2%
• Stock down from A$4.93 52-week high but recovered from pandemic lows, positioning for potential re-rating

Zip Co Limited (ASX:ZIP) has emerged as one of Australia’s leading digital financial services companies, revolutionizing consumer credit…