Binance is preparing one of the biggest structural changes to its account system in years, and users have a firm date to watch: September 29, 2026. That’s when the Binance account migration from Funding Accounts to Spot Accounts officially begins, a shift that will reshape how crypto deposits, withdrawals, and even stock settlements work on the exchange.
Key takeaways
- The migration from Funding Accounts to Spot Accounts starts September 29, 2026, and wraps up in January 2027, with exact phase dates to follow.
- Once the process ends, Funding Accounts will be renamed the Stocks Account and used only for stock and stock-options trading settlement.
- On-chain crypto deposits into Funding Accounts stop on September 29, 2026; all crypto deposits…






