Key Points
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Bitcoin is the most popular cryptocurrency among retail and institutional investors, with a market cap of $1.6 trillion.
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XRP has more real-world utility, serving as a bridge currency on issuer Ripple’s payments network.
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Of the two, Bitcoin is the safer choice, although cryptocurrency investing is always risky.
When you’re new to cryptocurrency, the safest place to start investing is with one of the largest coins. With smaller cryptocurrencies, the risk of investing in a scam or a project that never takes off is much higher.
Two of the biggest names are XRP(CRYPTO: XRP) and Bitcoin(CRYPTO: BTC). Both are established cryptocurrencies: XRP ranks in the top five by market cap, and Bitcoin has always been the largest coin on the…






