XRP (XRP -2.38%) and Cardano (ADA -4.15%) are both far below their all-time highs, and both have endured many months of falling prices. But don’t take that to mean these two are equally worth buying.

The reasons for their decline differ, though both have suffered plenty as a result of the crypto bear market. Let’s evaluate which is the better purchase.

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XRP is building for the market of the near future

The XRP Ledger (XRPL) is building out its capabilities to try to capture a share of the market for tokenized real-world asset (RWAs), which are crypto representations of ownership of things like stocks and bonds. The chain’s tradeable tokenized assets reached about $323 million in value as of July 21, up from…