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As 2024 comes to a close, issues such as struggling banks and rising inflation continue to plague the industry. Additionally, the industry is preparing for the changes President-elect Donald Trump’s administration could bring in 2025.

Flushing Financial took a hit in the stock market after the bank said it was raising $70 million to restructure its balance sheet. Flushing’s transaction priced its shares at $15.25, an 11.5% discount from their value when the market closed on Dec. 12, but by the end of the next day, the $9.3 billion-asset company’s share price had dropped about 12.5%, to $15.09. 

Flushing’s transaction will help the bank boost its return on…