Assessing SoFi Technologies (SOFI) Valuation After Its First Billion Dollar Quarter And Crypto Payment Push

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SoFi Technologies (SOFI) is back in the spotlight after reporting its first billion dollar quarter in Q4 2025, paired with positive earnings surprises, upbeat guidance, and fresh crypto focused payment products.

See our latest analysis for SoFi Technologies.

Even with the upbeat Q4 story and a string of launches around SoFi Pay, stablecoin based payments, and new partnerships, recent trading has been choppy, with a 30 day share price return of 16.93% and a 90 day share price return of 22.34% at a latest share price of $22.81. At the same time, the 1 year and 3 year total shareholder returns of 48.12% and…

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