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AML becomes crypto’s kill‑switch, audits turn into licenses

AML becomes crypto’s kill‑switch, audits turn into licenses

CertiK’s 2026 report argues that the age of arguing whether a token is or isn’t a security is no longer the core battlefield; the real threat now is AML.

Summary

  • CertiK’s “2026 Digital Asset Regulatory Status” report says major jurisdictions have now locked in core rulebooks, pushing the industry into a “strong compliance era” where enforcement risk is defined more by AML than securities law fights.
  • Anti‑money‑laundering actions have become the primary regulatory kill‑switch, with AML‑related fines exceeding $900 million in the first half of 2025 alone, outpacing headline securities‑classification cases.
  • Smart contract audits are shifting from…

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