Here’s a question for the water cooler: Have you ever used a stablecoin? Most people would say no. Some of them would be wrong, or at least not entirely right.

Stablecoins are digital tokens pegged to a steady value. That’s the U.S. dollar in about 98% of all stablecoins, though other solutions exist. They’re the crypto world’s least exciting asset, and that’s on purpose. A dollar stablecoin is supposed to be worth a dollar today, tomorrow, and next Tuesday. That boring reliability, paired with the near-instant and low-cost transactions of a blockchain system, is exactly why payment companies like them.

Missed AI’s “Act 1”? Act 2 Could Be 14x Bigger. Most investors think they missed the AI boat because they…