A Balancing Act: The Future of Business Crypto Payments
The cryptocurrency world is changing, and with it, the age-old tug-of-war between regulation and decentralization is heating up. With the recent signing of the GENIUS Act, there are concerns that the very heart of Bitcoin as a freewheeling payment system is at risk. Let’s break down what the future might look like for business crypto payments and digital banking startups.
GENIUS Act: The Double-Edged Sword of Regulation
The GENIUS Act, which became law on July 18, 2025, sets up a structured framework for payment stablecoins. It requires them to hold a 100% reserve in U.S. dollars or Treasury securities. Now, this has implications, especially for those crypto business accounts that rely on stablecoins. The act introduces a layer of…
