How close are consumers to everyday use of cryptocurrency, particularly as the holidays loom? Much depends on merchant acceptance and consumer sentiment, but on the consumer side of the equation, 34% of U.S. consumers are more likely than not to use crypto for holiday shopping, according to survey results released Wednesday by NMI, a Schaumburg, Ill.-based payments gateway and embedded-payment technology provider.

Beyond the holidays, some one-third told NMI they are likely to use crypto at some point in the next 12 months at a merchant they already know and have shopped with before. The survey, conducted over a week’s time in October, queried some 3,001 U.S. adults, among whom 602 owned cryptocurrency like…