The Bybit Card carries no annual fee in Germany, and both the virtual card and the first physical card are free. Fees only arise when you use it: 0.9 percent when a payment is funded from a crypto balance, 0.5 percent on transactions in a foreign currency and 2 percent at cash machines once more than €100 is withdrawn in a month. For customers in the European Economic Area the card is issued by Bybit EU, the exchange’s Vienna-based subsidiary, which holds an authorisation under the EU’s MiCA regulation. That is what the Bybit EU fee schedule says, last updated on October 8, 2026.

Who is the card for? Mainly for anyone who already has a Bybit EU account and wants to use balances in euros, stablecoins or bitcoin in everyday life without…