Based on everything documented so far, the Binance account closure hits customers in France, Spain, Italy and Poland: the exchange is closing their accounts on December 31, 2026, and from November 29 it will deduct a monthly fee of 0.025 percent of holdings, with a minimum of 10 USDC. There is no evidence so far that accounts in Germany are among those affected. According to the customer emails, anyone who withdraws their full balance before November 29 pays nothing at all.

A Binance spokesperson confirmed the closure date to CoinDesk: the affected accounts would be closed with effect from December 31, 2026, in what the company called a carefully managed process. The fee rules, by contrast, come from emails to customers that several…