Selling shares in a downturn to cover living expenses locks in losses at the worst possible moment, but four dividend stocks spread across $100,000 offer a way to let the portfolio sit untouched while the income does the work.
Once you retire, what matters most is how much cash the portfolio pays out each month, more than its total size. Social Security and a pension often leave a gap. Selling shares during a downturn to cover that gap locks in losses at the worst time. A portfolio built around distributions lets the shares stay put while the income covers the bills.
High-yield dividend stocks are one of the most direct ways to build that paycheck. Splitting $100,000 equally among four dividend stocks, $25,000 in each, would generate…
