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How Much Crypto Is Too Much for Retirement?

How Much Crypto Is Too Much for Retirement?

A Ramsey Show caller revealed her husband keeps $600,000 in Bitcoin and just $5,000 in cash, with no other retirement savings. Financial advisors draw a clear line on crypto concentration, and this couple sits far on the wrong side of…

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A Ramsey Show caller recently shared a concerning story: her husband holds about $600,000 in Bitcoin (CRYPTO: BTC) and only $5,000 in cash. Given that the couple owes $20,000 on a car and considers their Bitcoin the sole retirement savings beyond her pension, this raises the question: how much crypto is too much?

On October 5, 2026, the caller mentioned their…

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