Quick Read

• XRP gained 37% over 90 days, edging past Bitcoin’s 36%, but still trades 59% below its all-time high of $3.65.

• Returning to its all-time high requires $136 billion in new buying, yet ETFs and Evernorth together cover less than 2% of that gap.

• A 5.17% Treasury yield offers investors a risk-free alternative, making a 145% XRP rally before year-end highly unlikely.

• Building a portfolio and living off one are two completely different skills, and almost nobody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)

XRP (CRYPTO:XRP) has gained 37% over the past 90 days, slightly edging ahead…