Table of Contents
Executive Summary
The term crypto bank definition hinges on regulation: a chartered institution handling digital assets alongside fiat under a government license—not merely a fintech with a wallet. The race to claim first crypto bank 2026 spans Wyoming’s SPDI charter, Nebraska’s depository, Anchorage’s OCC trust charter, and Belarus’s September 2026 registration of its inaugural crypto banks. For businesses, choosing between a chartered entity and a technology partner like OneSafe shapes treasury, payroll, and payments. This guide explains the licensing gap and how to pick the right infrastructure.
What Is a Crypto Bank?
A crypto bank combines traditional banking with native digital-asset services under a…
