Quick Read

• SoFi (SOFI) became the first U.S. national bank to settle its entire $25 billion card program in stablecoins across Mastercard’s (MA) global network.

• Merchants receive instant, zero-cost settlement without holding stablecoins or changing infrastructure, eliminating all four historic crypto adoption barriers at retail.

• No external merchant contracts are signed yet; a named second merchant migrating to SoFiUSD within two quarters is the falsifiable trigger for the network-effect thesis.

• Just released. Our analysts combed the entire stock market and named the ten best stocks to buy right now, and Mastercard didn’t make the cut. Enter your email to see the names that beat MA. The…