SoFi shares have shed nearly a third of their value in 2026 even as the fintech keeps posting record numbers, and that gap between price and fundamentals points to a scenario Wall Street has not fully priced in yet.
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SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) has had a rough 2026. Shares are down 31.7% year to date, giving back a large chunk of last year’s rally as investors digested a rate outlook that flipped from cuts to potential hikes. Yet the fintech’s fundamentals keep improving.
CEO Anthony Noto told investors that “2026 is shaping up to be a defining year” after the…
