Galaxy Digital is moving deeper into consumer finance with a new revolving credit line that lets retail clients borrow cash against Bitcoin, Ethereum, and Solana without selling their holdings. The product, announced Tuesday, is available through the company’s GalaxyOne platform and carries an annual interest rate of 8.99% with no origination fee.

The GalaxyOne Crypto Portfolio Line of Credit accepts BTC, ETH, and SOL as collateral, including staked Solana. Borrowers can receive funds in U.S. dollars or the USDC stablecoin, with disbursement happening immediately upon approval. Galaxy said pledged assets are not rehypothecated, meaning the firm cannot lend out or otherwise reuse the collateral while it backs a credit line.

GalaxyOne…