Anyone hoping to buy crypto at their Volksbank will not get far at most institutions. Of 14 cooperative banks whose websites we reached on August 23, 2026, four ran a publicly accessible page on crypto trading. Three of them advertise meinKrypto, the DZ Bank service that sits inside the VR Banking App. At the other ten institutions we found no such page under the same path.

That is the short answer. The longer one runs like this: the product exists, it is licensed under supervisory law, and each bank decides for itself when to switch it on. If no crypto section shows up in your VR Banking App, that is down to your institution rather than to the service.

Volksbank and Crypto: What meinKrypto Is and Who Stands Behind It

meinKrypto is…