If you’ve never traded cryptocurrency, you may not be familiar with stablecoins. But experts say it might not be long before they hit the mainstream.

Stablecoins are a type of cryptocurrency pegged to another asset, typically the U.S. dollar, which means their value tends to fluctuate less than other digital tokens. For now, the stablecoins in circulation — valued at roughly $300 billion, according to Morningstar — are mostly in the hands of traders who need a stable place to park their cash when they buy and sell crypto. But the market is expected to grow to $1.45 trillion by 2035, as financial institutions warm to use of stablecoins for payments or as a means to move money between the likes of banks and credit card companies….