Everyone is talking about AI agents: software that doesn’t just answer questions but actually does things, from booking the flight to paying the invoice.

Almost no one, according to entrepreneur Evgeny Skigin, is talking about the plumbing underneath. When one agent needs to pay another, what does it use?

For Skigin, who has spent more than a decade building payment infrastructure in the crypto industry, the answer exposes a gap most of the excitement around AI has glossed over. “AI agents cannot use any money other than crypto,” he says. “They are not going to be able to access your bank account and make a transfer to another bank account belonging to another agent. They need money that travels peer to…