Equifax Inc. EFX has fallen 22.7% in the past year, raising a fair question for investors: has the drop created value, or is the market still pricing in real risk?

The answer looks mixed. Equifax is still delivering revenue and adjusted earnings growth, but valuation, estimate revisions and momentum signals do not yet make the stock an obvious bargain. TransUnion TRU and Experian PLC EXPGY remain relevant peers for investors comparing credit-data and analytics exposure.

EFX Revenue and Earnings Growth Remain Strong

Equifax reported second-quarter 2026 revenues of $1.70 billion, up 10.6% year over year. Adjusted earnings were $2.25 per share, up 12.5%, with both metrics modestly ahead of consensus expectations.

Equifax, Inc. Price, Consensus…