QCR Holdings stock has delivered a 108.3% return over the past 5 years. At around US$100 per share, the Excess Returns intrinsic value estimate now suggests the stock trades at a discount, while traditional market multiples look roughly in line with peers and history.

• Over 5 years, QCR Holdings has returned 108.3%, which puts past shareholder returns front and center when judging whether today’s price still offers a margin of safety.
• For the intrinsic value, the key support factor is the company’s ability to generate returns on equity above its cost of capital, while the main risk is that credit quality or funding costs could erode those excess returns over time.
• With a value score of 4 out of 6, QCR Holdings screens as a mixed picture…