Crypto card payments have grown sharply to more than $1.5 billion a month. This report asks whether that marks crypto cards as genuine financial infrastructure or a model that is still maturing.
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Crypto cards resemble debit cards just before their 1990 commercialization, since both use existing payment networks to skip the merchant acceptance bottleneck. The primary-account relationship, salary deposits and recurring expenses, remains unbuilt.
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RedotPay alone leads a market of roughly $18 billion in annualized volume, with users concentrated in emerging markets. This makes crypto cards a supplementary tool for underserved, dollar-scarce regions rather than universal financial infrastructure.
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Payment volume…
