MetaMask is expanding beyond crypto holding and trading with the launch of Money Accounts, a self-custody feature that combines stablecoin yield, payments, and trading in a single balance.

Announced on Tuesday, the product rollout comes as wallets and exchanges increasingly compete to become users’ primary financial interface, adding lending, payments, and savings tools as stablecoins gain traction among banks and financial institutions outside of cryptocurrency. (Disclaimer: MetaMask is a product of Consensys, an investor in Decrypt.)

Built on the Monad blockchain, Money Account uses MetaMask’s mUSD stablecoin, introduced last year. Users who opt in can have deposits allocated to DeFi lending protocols,…