After holding them for a few years, you have decided it is time to cash in your cryptocurrency holdings. The problem is, it is so long since you set up the digital wallet which manages them on your laptop, you have forgotten the lengthy access code.

Stressed at the thought of losing thousands of pounds, you search and download a program which promises to recover the 24-word “seed phrase” which gives you access to your cypto assets.

Unfortunately, the program was created by criminals and, once installed, harvests your personal details and passwords, as well as taking images of the documents on your system.